Effective date: 29 May 2026. By accessing this website or engaging our services, you agree to these Terms & Conditions. Please read them carefully.
About our services
Loan Free Financial Services provides consultation, negotiation support, documentation guidance and legal coordination relating to debt resolution and loan settlement. We are not a lender and do not provide loans, credit or refinancing. We do not encourage anyone to intentionally default on their obligations.
No guaranteed outcome
Every case is different. We do not guarantee any specific waiver percentage, settlement amount, timeline or credit-score outcome. Results depend on the lender's policy, your total outstanding amount, your hardship profile and your documentation. Any figures referenced on this site are illustrative and based on internal case records.
Your responsibilities
- Provide accurate and complete information about your situation.
- Make your own informed decisions; the final choice always remains yours.
- Maintain funds and make payments directly to your lender where required.
- Comply with applicable laws and the terms of your agreements with lenders.
Fees
The initial consultation is free. Any professional fees for engagement are discussed and agreed separately and transparently before work begins.
Not legal or financial advice
Content on this website is for general information only and is not a substitute for personalised legal, financial or tax advice. For advice specific to your circumstances, please consult a qualified professional.
Intellectual property
All content, branding and materials on this website are owned by or licensed to Loan Free Financial Services and may not be copied or reused without permission.
Limitation of liability
To the maximum extent permitted by law, we are not liable for any indirect or consequential loss arising from use of this website or reliance on its general content.
Governing law
These terms are governed by the laws of India, and disputes are subject to the jurisdiction of the courts at Delhi.
Contact
Email info@athenalegalsolutionllp.in or call +91 70425 38878.