The 6-Step Resolution Path

A transparent, legal, and effective journey to financial freedom.

Step 01

Consultation & Analysis

We analyze your loan agreements, income, and hardship status to determine your eligibility. Our experts explain your rights under the latest RBI guidelines.

Step 02

Documentation & Profiling

We collect necessary documents like KYC and Loan Statements to create a professional financial profile. This profile is key to presenting a strong case to your lenders.

Step 03

Legal Protection Activation

Our legal team issues a notice of representation to all your creditors. From this point on, recovery calls are redirected to us, giving you immediate mental peace.

Step 04

Negotiation Strategy

We negotiate aggressively with banks for the maximum possible waiver. We aim for a principal settlement or significant interest waiver based on your unique case.

Step 05

Settlement Agreement

Once an offer is secured, the bank issues a formal Settlement Letter. Our legal experts scrutinize every clause to ensure a clean closing of your account.

Step 06

Closure & Freedom

You make the final payment directly to the lender. We facilitate the receipt of your No Dues Certificate (NOC) and assist in updating your CIBIL status.

Before You Start

Gather Documents

Keep your loan account statements and latest notices handy.

Don't Panic

Stop talking to rude agents. Tell them your lawyer will speak.

Start Saving

Start setting aside funds. To settle, you will need a lump sum amount eventually.